Rules for Smart Online Shopping

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Rules for Smart Online Shopping

Shopping online in today's age is the new norm. Whether you're buying groceries through
an app or purchasing products on Amazon, you'll want to be able to keep your money
and identity as safe as possible through all your many virtual transactions.

Protecting Your Purchases

Shopping in the virtual marketplace works for customers only when there are proper protections
put in place to keep your personal information safe as you shop. Scammers are always on the
lookout for people to take advantage of. However, by reading up on some of the best practices
for shopping on the Internet, you can make sure all of your purchases are safely protected.

1. Know the True Value of Your Purchase

When buying any items that are popular or easily mass-produced, it is simple to compare
prices on different shopping sites. For deals on specific items, you'll want to try visiting
thrift stores, consignment shops, or the online stores of smaller companies.

the item's authenticity before making a deal. It will only hurt you if you fail to ask for

For example, if you have had your eyes on a clipless curling iron that is retailing in store
for a higher amount than they are online, you'll want to be sure to contact the seller and
ask for proof of authenticity, additional photos or copies of written assessments.

2. Hold On to Your Money

On the Internet, plastic wins over cash. Any seller that asks for customers to send a
money order, a wire transfer or personal check should make you suspicious. Paying
with a credit card means you may have to reach out to the card company to help in
getting a refund for your purchases.

If you are worried about giving a vendor access to your credit card info,
to the customer.

However, be sure to link your PayPal account to a credit card as opposed to your
checking account. If there is a dispute with your purchase and you can't return the
item, you will only be able to receive $2,000 from PayPal, but you it is still a great
option if you plan to make regular purchases online.

3. Stay on Site

stores’ websites, asking them to do business through their emails or any other alternative
website. If this is the case, the best thing to do is to cancel whatever purchase you are
trying to make.

The safeguards that online stores possess are much safer than doing any sort of
transaction offsite. As soon as you've done all the necessary research, you should
be able to safely complete your online purchase.  

Make sure that the transaction goes through before you exit or reload the website, in
order to make sure that you aren't losing money without actually completing the

4. Look for the Lock
To ensure that your online purchases are safe, be sure to only use websites
and online stores that are safe. Don't ever buy any products online using a
known as SSL, encryption installed--at the least. You'll be able to tell if your site of
choice has SSL because the website's URL will start with HTTPS:// and not just

Additionally, an icon of a locked padlock will appear next to the website's URL in the
address bar or towards the bottom of your internet browser in the status bar. To keep
making sure your purchases are as safe as possible, be sure to never give up your
credit card or personal information through the email or the phone.

5. Do Not Overshare Information

While you will have to give information up to complete a purchase, you will never
have to provide all of your important information to complete a purchase. For
example, no online shopping store needs to have your social security number
or your date of birth to do business with you.

However, if criminals get this information along with your credit or debit card
numbers, then they can do a lot of damage like stealing your identity and
your money.

Now that you know how to safely and successfully perform your Internet
transactions, you'll become more comfortable with buying and selling products
online. As you get used to the modern day marketplace, be sure to keep all of
these tips in mind to protect yourself for the future.

While shopping online may seem dangerous to some, it can be just as safe as an
in-store purchase when the right precautions are taken.


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