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Baby on a Budget: 10 Tricks to Save Money with a Newborn


Having a baby doesn’t have to be expensive – whilst there are certain costs that are necessary, it’s possible to still give your baby everything it needs on a modest budget. Here are a few tricks for saving money on a newborn baby.



Know the things you need – and the things you don’t need

There are a lot of baby products that are essential, and a lot of baby products that are a waste of time and money. For example, you don’t really need a changing mat and you certainly don’t need a changing station. You can bath your infant without a baby bath, and you can keep bottles clean without a steriliser. And whilst most parents will endeavour with baby shoes since they look cute, your baby isn’t really going to need them until they start walking. Other useless items include wipe warmers, baby cologne, baby hairbrushes and pacifier wipes.

Save your money for the things that matter such as diapers, bottles, wipes, clothes, a cot and car seat. It’s worth noting that there are some bits of baby kit that are useful, but never get bought. A travel cot for example is useful for staying round other people’s homes, whilst a baby sling can be useful for tackling pram-unfriendly terrain or simply doing housework whilst keeping your baby close.

Shop second-hand

Buying second hand is always a lot cheaper than buying brand new. A lot of mothers will be selling prams and cots and other baby items online for cheap. You’re best off buying locally using platforms such as Facebook and Gumtree – this allows you to pick up the item in person and get a good idea of its condition before buying it. Sites like eBay can have great deals, but you’ll have to put your trust in a picture because there’s no way of seeing the product in person first.

Some baby items being sold second-hand may even be unused. This is often the case with baby clothes – new parents often end up getting lots of newborn clothes, but some babies can grow out of this size in the first week (others are born so large that they never get to wear any of these clothes). This can be a great way of saving money on clothes.


Accept hand-me-downs

Parents or older siblings may have hung onto items that could be of use. They may even be willing to give you these items for free. Don’t reject these hand-me-downs if you think they could come in use. Of course, you do need to be careful with really old products – an old car seat may not even be legal under today’s health and safety laws. Don’t forget to also turn to friends who may have had babies as they too many have items that they can give you.



Throw a baby shower
Baby showers are excellent opportunities to receive baby-related gifts. You’re certain to get a few impractical gifts, however there’ll be a few useful gifts such as blankets, bibs and diapers. If your friends are unsure as to what to buy you for your baby shower, don’t be afraid to request certain gifts that you need. Your friends would much rather buy something that you need than splash out on something unnecessary. You could even get people to all give you money or you could get them all to chip in and buy something big that you need such as a pram or a car seat.


Consider convertible products

Some items are convertible allowing them to be used for different ages and helping you to get more use out of them. For instance, there are cot beds with different height settings, some of which can eventually be converted into a small bed – this could allow these cots to grow with your baby rather than having to buy separate sized cots as they get older. You can also buy convertible prams that start off as regular prams and can later be converted into strollers. Try to look for products that come with all the extras so that you’re not having to buy these accessories separately. For example, many prams comes with a waterproof cover to protect your baby in the rain, whilst some even come with a cupholder. You’ll pay more for the well-known brands – if you’re willing to be less brand conscious, you could find yourself a convertible pram or cot that’s just as good quality at a much cheaper price.

Breastfeed

Whilst breastfeeding may not be for everybody, there’s no denying that it’s the cheaper option. Those that go down the formula-fed route will soon realise how much it adds up, even if you are opting for the powder over the premade formula – you could be spending up to $20 a week. Of course, there are pieces of extra kit that you may want to buy when breastfeeding such as breast pumps and nursing pillows, but even with these purchases you’re still likely to save money compared to feeding your baby on formula. You’re best off attending breastfeeding classes before your due date to give you a good idea of whether breastfeeding is for you.


Make your own baby food

When your infant eventually moves onto solid food, you could save money by making your own baby food. If you’ve got a blender, it’s possible to make your own purees using vegetables such as carrots, peas and butternut squash. You can also easily mash up bananas and serve these as a sweet treat. You’ll find many recipes online for DIY baby foods using basic ingredients at your local shop. These foods are likely to be just as healthy and a lot cheaper to make than buying baby food brands.

Buy stuff in bulk

You can also save money on many baby supplies by buying them in bulk. This includes formula milk, wipes and diapers. Your local supermarket may only offer small packs of these items, so you may have to go online or visit a wholesaler to find the larger bulk packs. Be wary of buying too much of certain products – you don’t want to buy too many of one size diaper only for your infant to grow out of that size the next week.

Make use of coupons


You can get also get huge discounts on baby stuff by using coupons. There are many coupon sites where you can find free voucher codes. Alternatively, you could try signing up to baby brand mailing lists – these companies may send you discounts via email. Coupons often have an expiry date, so make sure you use them before it’s too late.

Convince a friend/family member to babysit

There will be times when you need someone to look after your little one. Rather than forking out money on a babysitter, consider asking a friend or family member. In most cases, friends or family members will be willing to look after your baby for free. Meanwhile, if you’re looking for someone to babysit on a regular basis whilst you are at work, you could consider using a mix of friends and family and occasionally hiring a babysitter to fill when this isn’t possible. Even if a friend or family member wants payment for this service, you shouldn’t have to charge as much as you would for a full-time babysitter.

5 Reasons Why You Should Switch to Sustainable Clothing

 


Did you know that you could look stylish and save the environment at the same time? If you care about the environment, then it is high time that you switch to sustainable clothing. Sustainable clothing is clothing that is made from eco-friendly fabrics such as organic cotton. The clothing industry is one of the leading significant contributors to environmental & human damage.  However, you can be the change you want to see by making prudent decisions on the type of clothes you buy. The following are reasons why you should switch to sustainable clothing.

Go for High Quality, Save more Cash!

Why go for a low quality while you can choose a high quality that is guaranteed to serve you for the long term? Sustainable brands focus on quality. Sustainable clothing is made from fabrics that can stand the test of time. Sustainable fabrics are strong and can go for years, so you will not have to keep buying clothes. Low-quality clothing is cheap, but they do not last long, which means that you will keep buying clothes, which makes it expensive. Sustainable clothing may be expensive in the short term, but these materials last longer, thus making it worth your money.

Conserve Water

You will be surprised how the fashion industry is highly dependent on Water. Water is used in the production processes, such as dyeing and finishing, for nearly all clothes. Cotton suck in a lot of Water. That is why sustainable brands use organic cotton, which uses less water. A single shirt made from regular cotton requires 2700 liters of water for it to be produced. That is crazy, right?  However, using eco-friendly fabrics can reduce water consumption by 91%, making it the best choice to go for.

Save Animal & Plant Life

The fashion industry has a negative impact on animal life. Imagine that an animal had to give up its life for you to have that cute leather jacket, skirt with fur on it, or those pretty pair of shoes you love. It isn't kind! Sustainable clothing brands look for alternatives such as waste from the sea, yeast, bio-fabricated vegan wool, plant-based composts, among others, to avoid this cruelty.  Most brands that deal with sustainable women's clothing do play a massive role in reducing pollution to the environment through recycling. Switching to these options means you are contributing to the wellbeing of animals, plants and our planet!

Lower the Carbon Footprint

Fast fashion industries mainly use petroleum-based fabrics, including nylon, polyester, and acrylic, which emit so much carbon during production.  On the other hand, sustainable clothing is made from natural materials and recycled fabrics, making them eco-friendly. These organic fabrics are always biodegradable, making them the best because they protect both you and the environment.

Help Workers Earn what they deserve!

Unlike in fast fashion industries where workers get mistreated and work for long hours and only earn less, sustainable clothing brands care for their workers. Most workers in the fast fashion industries live in poverty, as others suffer the risk of sexual assault. Buying that sustainable dress or a pair of trousers can be a means to change these workers' lives. Workers in sustainable industries work in favorable conditions, and their health is put into consideration.

Wrap up

What is greater than knowing that your money is being used for the greater good? When you purchase sustainable clothing, you not only benefit from it but also the whole of humanity does. You can build a better world by buying the right types of clothing. We hope that the points above have given you enough reasons to go green with more sustainable clothing on your wardrobe!


Unique Zucchini Recipes


Summer is here, so you know what that means? Zucchini season isn't far behind! This year instead of sneaking zucchinis on to the doorstep of everyone you know, why not put your abundance of fresh veggies to work with these unique recipes. From a stew that makes great use of zucchini to  the tastiest zucchini fries, this list has something for everyone on it.



I am sure you are going to find a few recipes you want to save to your favorite pinterest board.


To be honest, I have never really eaten zucchini. My parents didn't grow it in their small garden when I was a kid. My grandpa was a farmer, and he just didn't like it, so he didn't grow it either. Over the last ten years or so, I have been finding myself in possession of various zucchinis that friends and neighbors have proudly presented to me, hoping I would enjoy them.

Sadly, they usually set on my counter for a few days to a week before I cut them into chunks and set them outside for the squirrels and birds. I have no idea what to do with them! Well, after curating this list of tasty recipes, I know I will put the next ones to work.


You can find some of my favorite recipes here:

Fool Proof Biscuits

Brown Sugar Overnight Oats



 Zucchini Stew by Veggies Save the Day

Mexican Zucchini Boats by Everyday Delicious


Baked Kale and Zucchini Pilaf by Small Farm Big Life


Zucchini Corn Fritters by Happy Kitchen






Aussie Zucchini Slice by The Vegan Larder


Summer Squash and Zucchini Frittata by Low Carb Yum 


Cold Zucchini Soup by Go Healthy with Bea


Crab Stuffed Zucchini I Save A to Z


Zucchini Stuffing by Crinkled Cookbook


Zucchini Ribbon Salad by What a Girl Eats





Zucchini Pie by Sparkles to Sprinkles


Baked Zucchini Fries by Swirls of Flavor



Find more great recipes here:


Fool Proof Biscuits

Peanut Butter Chocolate Cake Mix Cookies

Golden Graham Crumbl Copycat Cookies

Mason Jar Lasagna


Roof Upgrade Tips to Increase Your Home's Value in Ohio

 Are you a homeowner in Ohio looking to increase the value of your home? As one of our biggest investments, our homes deserve to be maintained and upgraded to improve their aesthetics and boost their overall value. And one crucial aspect that often gets overlooked is the roof. While it may not be as glamorous as a kitchen renovation or backyard landscaping, upgrading your roof can significantly impact your home's value, especially in a state like Ohio, where changing weather conditions can take a toll on roofs.

If you want to learn some effective tips for upgrading your roof and increasing your home's value in Ohio, keep reading. We'll explore all the important details and considerations you need to know before starting this project.



Understand the Market Trends in Ohio

Before jumping straight into your roof upgrade project, it's important to understand the market trends in Ohio. As a homeowner, you want to make sure that your investment not only adds value to your home but also aligns with the current housing market demands. 

Researching real estate trends and consulting with local real estate agents can give you a better idea of what buyers are looking for in Ohio's housing market. This will help you make more informed decisions when selecting the type of roof upgrade that would be most desirable to potential buyers.

Consider Energy Efficiency

Energy efficiency is a major factor driving home buyers' decisions in today's world. With rising energy costs and environmental concerns, many homeowners are looking for ways to reduce their carbon footprint. 

Upgrading your roof with energy-efficient materials can be a big plus for potential buyers, as it will not only help them save money on utility bills but also contribute to a greener living environment. In Ohio's unpredictable weather conditions, an energy-efficient roof can also provide better insulation and temperature control, making it an attractive feature for buyers.

Choose Durable Materials

In addition to energy efficiency, durability is another crucial factor to consider when upgrading your roof. Ohio experiences a range of extreme weather conditions, from heavy rain and windstorms to snow and ice. 

Therefore, it's important to choose materials that can withstand these weather elements and offer long-lasting protection for your home. Asphalt shingles, metal roofing, and clay tiles are some durable options to consider for your roof upgrade project.

Don't Forget Curb Appeal

While durability, energy efficiency, and market trends are all important considerations, don't forget about the visual impact of your roof upgrade. A well-maintained and aesthetically pleasing roof can significantly increase your home's curb appeal, potentially attracting more buyers and increasing its overall value. 

Consider factors such as color, style, and texture when selecting roofing materials to ensure they complement your home's architecture and enhance its overall appearance.

Hire a Professional Contractor

Last but not least, it's crucial to hire a professional contractor for your roof upgrade project in Ohio. Working with experienced and reputable roofing experts can save you time, money, and potential headaches. 

They can also provide valuable insights and recommendations based on their expertise and knowledge of the local market. Before hiring a contractor, make sure to do your research, read reviews, and ask for references to ensure you're working with a reliable and trustworthy professional.

Prioritize Regular Maintenance

While upgrading your roof can significantly increase the value of your home, it's important to remember that proper maintenance is equally crucial. Regular inspections and maintenance by a professional can help identify and address any potential issues before they escalate into bigger problems. This will not only save you money in the long run but also ensure that your roof remains in good condition for years to come.

Signs that a Roof Upgrade is Due

Recognizing when a roof upgrade is due is crucial to maintaining your home's value and avoiding costly damage. Below are some telltale signs that hint towards your roof needing an upgrade:

Age of Your Roof

The lifespan of a roof varies depending on its material. For instance, asphalt shingles typically last about 20 years, while metal or tile roofs can last over 50 years. If your roof is nearing the end of its expected lifespan, it's time to consider an upgrade.

Visible Damage

Missing, curled, or buckling shingles indicate that your roof needs attention. When roof damage is visible, it's best to address the situation promptly before it leads to more serious issues such as leaks or structural damage.

Frequent Leaks

Frequent leaks are a strong sign that your roof might be failing. Persistent leaks can lead to mold growth and structural damage. If you're dealing with repeated leaks, it's time for a roof assessment.

Moss and Algae Growth

Moss and algae can cause significant damage to your roof over time. While they might seem harmless, they hold moisture against the roof surface, which can lead to deterioration and damage.

High Energy Bills

If your energy bills are steadily increasing without a clear reason, your roof might be losing its efficiency. A well-insulated roof prevents heat and cool air from escaping, leading to lower energy costs.

Considering the Cost

Another crucial aspect to consider when upgrading your roof is the cost. This includes not only the initial cost of materials and installation but also the long-term costs related to maintenance, repairs, and potential energy savings. 

It's important to effectively budget for your roof upgrade project and consider it an investment in your home's future value. While a higher-quality, more efficient roof may have a higher upfront cost, it could result in significant savings over time in terms of reduced energy bills and fewer repair costs.

Navigating Building Codes and Regulations

When planning a roof upgrade, it's also necessary to understand local building codes and regulations in Ohio. There may be certain restrictions or guidelines you need to follow, such as rules about the type of materials you can use or the maximum height of the roof. 

Failing to adhere to these codes and regulations could result in fines or other penalties, and it could also affect the resale value of your home. Be sure to consult with your contractor or your local building authority to ensure your roof upgrade project is fully compliant with all necessary regulations.

Recap and Next Steps

Upgrading your roof can significantly enhance your home's value, improve its energy efficiency, and withstand Ohio's varying weather conditions. You can ensure a successful roof upgrade project by understanding market trends, selecting durable and energy-efficient materials, prioritizing curb appeal, hiring a professional contractor, and performing regular maintenance.

Furthermore, recognizing the signs that your roof needs an upgrade, planning for the cost, and understanding local building codes and regulations are also key to maximizing your investment. Now that you're equipped with these tips, it's time to start planning your roof upgrade project in Ohio.


In The Wrong Career? Here's What To Do About It

It’s very rare that a person will stay in the same career/position forever. Many people go through multiple job changes throughout their lives. As we get older, our tastes change. What we want from a job changes. We may need a different role to suit our lifestyle, or we may realize that the current role we are in just doesn’t suit our values and beliefs anymore.


If you feel like you’re now in the wrong career, don’t look at it as a failure. Look at it as a natural occurrence that happens to a huge majority of people! So, what are you supposed to do now that you realize you are in the wrong career? Read on to find out!


List All The Reasons You Are Dissatisfied With Your Current Position
Grab a pen and a piece of paper and list all of the reasons that you are dissatisfied with your current position. You’re going to do this in order to identify whether they can be realistically resolved over time. You can also use them to figure out what you don’t want in your next career, if it does transpire that you would like to change jobs. Be as detailed as possible!


Consider The Positive Parts Of What You Do
Now it’s time to do something you might find a little hard if you’re experiencing problems - consider the positive aspects of the job. The problems you are encountering may be short term, and intense feelings of dissatisfaction may be distracting you from the positive aspects of your career. Think hard. What are the pluses? Do you enjoy the people you work with? Maybe your role allows you to use a particular skill that you have? Not only will you be able to weigh the pros against the cons, you’ll also have a good idea of the sort of things you want in a future role.

Save An Emergency Fund
If you do want to leave your job, you must understand the immediate financial risks of leaving. Saving an emergency fund before you leave, if you don’t have one already, is a good idea. More finances mean more freedom. Having more money saved in an emergency account allows you to leave when you are unhappy and find something you actually enjoy, without the pressure of needing another income right away and potentially ending up in another job that isn’t right for you. You should aim to save a minimum of 3-6 months living expenses. Depending on how long you think you may be job hunting for, you might want to save more.

Know Your Strengths And Weaknesses
Knowing your strengths and weaknesses means knowing where you need to improve for your new role. You might want to take a msw degree online and look into other learning opportunities that could make a you a more attractive candidate for future jobs.

Network
Network regularly, so you can identify relevant contacts in your chosen industry. You never know who you might meet and what opportunities might be presented to you!

5 Quick Tips for Reducing Cooking Times at Home

 Two women cooking noodles - Image Courtesy of Pexels

Reducing cooking times is more than convenient. It can also save you money in the kitchen. Over time, you have probably developed habits that increase your cooking times. So here are a few quick tips to help you overcome long times in the kitchen and save you some cash.

Use Modern Devices

Gadgets in the kitchen, such as electric mixers, are a godsend for saving time when preparing food. Yet there are also many timesaving and energy-efficient devices for cooking. Please don't snub your microwave. It uses almost no energy and is excellent for cooking frozen vegetables and reheating sauces. Also, air fryers (see this recipe for sweet potato fries made in an air fryer) are becoming popular because they cook as well as in an oven for a fraction of the cost.

Cut Chunks into Smaller Pieces

It can be a lengthy process to cook some cuts of meat. And slow cooking will help some things, like cheaper cuts of meat. Still, a recipe could tell you to cook a whole piece of meat or fish. But if you cut the food into smaller pieces, you can often make it faster. Cooking boneless chicken or meat will also cut down on the time it takes to cook. For example, you could quarter a chicken into pieces. If you do this, the cooking time will drop from 1 hr and 20 min to about 45 min.

Use Pan Lids

This is a simple step that often gets overlooked in the rush of making dinner. When there's a lid to keep heat in, your food will cook faster. Make it a point to cover pots and pans unless the recipe says to cook the food without a lid. This will cut down on the time it takes to cook the food. This is also a great way to help bring liquids to a boil, which is a step in many recipes such as cooking corn. And if you don't do this when you boil water for pasta, you'll be wasting money.

Defrost Food First

Adding frozen ingredients to some cookbook recipes makes them even easier to make. There's nothing wrong with this, either. But if you want to shorten the time it takes to cook, defrost the meat or vegetables before you add them to the dish. If you cook something frozen, it will take a lot longer. It can also be risky if you aren't careful. The outside of your meat can look cooked, but the middle can still be raw. This can cause severe food poisoning and illness.

Preheat Pans and Oven

Not preheating the oven and pans is another common mistake in the kitchen. Even though most recipes don't need it, it helps cut down on cooking time. When you put cold food into an oven or pan, the temperature drops in the area. Also, some foods won't caramelize as well, like meat chops. And you will mess up a steak completely. But most foods only need a few minutes to cook on the stove in a frying pan and not much more in the oven if cut into pieces.

Summary

Reducing cooking times in the kitchen gives you more to do the essential things. And it can save money. You can use cooking gadgets, cover pans with lids and always preheat.